SAVINGS ACCOUNTS GOLD DEPOSIT ACCOUNTS - The Gold Deposit Account gives you high rates of interest and immediate access to your money. Only $1 is needed to open an account. GOLD NINETY ACCOUNTS - The Gold Ninety Account is a very high interest ninety day notice account for the longer term investor. Interest can be applied either annually or monthly. TAX EXEMPT SPECIAL SAVINGS ACCOUNTS - The TESSA is a five year savings plan, which pays interest gross at the end of a five year period. In addition a bonus, which is guaranteed at the time the account is opened, will be paid on maturity. BID DEPOSIT ACCOUNTS - An easy way to invest larger sums of money on the Money Market for fixed terms, or at specified terms of notice or indeed at call.

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